How Can You Build Up Credit Without Using Debt

Credit score are more than just getting extra credit. Today, consumer credit reports are being used by employers and landlords to decide if you’re right person for the job or that apartment or home. This makes having a good credit score more crucial than ever. Unfortunately, you can’t get a good credit score instantly. According…

Things To Do If Your Credit Score Is Very Low For A Mortgage

You probably know that your credit score is very important when you’re applying for a mortgage. You already may have been denied a mortgage because of your poor credit score, or maybe you have pulled your credit report recently, just to find out that you credit score is bad than you’ve already expected. However, you…

How Long Does Mistakes Remain On Credit Reports?

We’re always reminded about how important it is to keep our credit scores in good shape. With credit scores being very critical in many aspects in our daily financial lives, it makes sense that we do our best to keep our credit scores as high as possible. But despite our best efforts, unfortunately, we sometimes…

Is Good Credit Score Needed To Get Student Loans?

Traditional credit scores are required by lenders to get auto loans, personal loans, mortgages and other kinds of financing. But do good credit scores matter to get a student loan? It depends on what kind of student loan you’re applying for. If you’re looking for federal loans, then a good credit score isn’t required. A…

9 Easy Tips For Smart Use Of Your Credit Cards

We are quite a nonchalant society when it comes to credit cards. They’ve become so rampant, which pretty much explains why we have become so loose in spending than we should. The situation today is so bad than earlier times that credit card debt in on the rise. To protect ourselves from overspending, we have…