Things To Do If You Have A Negative Mark On Your Credit Report

If you happen to fall under the below situations due to your past financial irregularities, and it’s been listed on your credit report, it’s very unlikely that you’ll be unable to get it removed. • Late payments • Repossessions • A Foreclosure • A debt that’s been sent for collections • Charge-offs • A bankruptcy…

How Long Does Mistakes Remain On Credit Reports?

We’re always reminded about how important it is to keep our credit scores in good shape. With credit scores being very critical in many aspects in our daily financial lives, it makes sense that we do our best to keep our credit scores as high as possible. But despite our best efforts, unfortunately, we sometimes…

Is Good Credit Score Needed To Get Student Loans?

Traditional credit scores are required by lenders to get auto loans, personal loans, mortgages and other kinds of financing. But do good credit scores matter to get a student loan? It depends on what kind of student loan you’re applying for. If you’re looking for federal loans, then a good credit score isn’t required. A…

Students Should Be Wary Of Their Credit

Mostly students worry about their classes and how will they succeed in college, but what happens next after they graduate is just as important. If a person wants to lease an apartment or buy a car, then two types of credit is required. Some students have already started building up their credit scores by taking…

Four Quick Ways To Improve Your Credit Score

Whenever you apply for a loan, your lender will look into your credit score, and if your credit score is below 760, then most probably you won’t get a loan. A good credit score is a must if you want to get a loan or credit card attractive interest rates. So, if you think that…