Things To Do If You Have A Negative Mark On Your Credit Report

If you happen to fall under the below situations due to your past financial irregularities, and it’s been listed on your credit report, it’s very unlikely that you’ll be unable to get it removed. • Late payments • Repossessions • A Foreclosure • A debt that’s been sent for collections • Charge-offs • A bankruptcy…

How Long Does Mistakes Remain On Credit Reports?

We’re always reminded about how important it is to keep our credit scores in good shape. With credit scores being very critical in many aspects in our daily financial lives, it makes sense that we do our best to keep our credit scores as high as possible. But despite our best efforts, unfortunately, we sometimes…

Your Credit Score Gets Checked When You Apply For A Health Insurance

It doesn’t matter what kind of insurance you’re planning to purchase, the insurance companies can check your credit score. Unlike banks or other loan providers, insurance companies check your credit history only so that they can make sure they can rely on you to pay your insurance premiums and checking your credit score is the…

Is Good Credit Score Needed To Get Student Loans?

Traditional credit scores are required by lenders to get auto loans, personal loans, mortgages and other kinds of financing. But do good credit scores matter to get a student loan? It depends on what kind of student loan you’re applying for. If you’re looking for federal loans, then a good credit score isn’t required. A…

9 Easy Tips For Smart Use Of Your Credit Cards

We are quite a nonchalant society when it comes to credit cards. They’ve become so rampant, which pretty much explains why we have become so loose in spending than we should. The situation today is so bad than earlier times that credit card debt in on the rise. To protect ourselves from overspending, we have…